Negotiating a Home Warranty Plan into Your Purchase

Negotiating a Home Warranty Plan into Your Purchase


When you purchase a home, the last thing you want to deal with is a busted refrigerator, stove, air-conditioning unit, or furnace. You also do not want to have to fix faulty plumbing or electrical wiring. Having a home warranty plan will help protect you from having to do that kind of extra work on your home after you have just purchased it. Many people see the home warranty plan as an extra out-of-pocket expense, though it does not have to be.

Many times, the seller will pay for a home warranty for the buyer sense, after the closing, you will no longer be in contact with the seller. Occasionally the real estate agent will give a home warranty to the buyer as a gift at closing.

There are many things that a home warranty will typically cover. Below are the things you would normally find in your warranty.

Heating and cooling systems: a home warranty will typically cover central heating and air conditioning units. These can be some of the most expensive items in a home to replace, and some of the most necessary. Because AC units and furnaces are complex systems, it is best to have coverage on them for a minimum of one year after you purchase the home.

Appliances: to purchase a new refrigerator, you may be set back around $1000. Unfortunately, that brand-new expensive refrigerator you just purchased will fail eventually. Typically, you can buy the manufacturer’s extended warranty, but that will leave the rest of your appliances to chance. Those costs can be great. If you must purchase a separate extended warranty for each appliance, you may as well opt to spend on a comprehensive home warranty plan instead.

Electrical: electrical wiring is another area where you could end up spending a lot of money. Having to rewire a home because of the wire aging or an unknown rodent infestation can add several thousand dollars to your homes cost. This can be quite a blow after you have Artie shelled out thousands of dollars to purchase your home. Not only this, but electrical systems are dangerous to work on and electricians are not cheap.

Plumbing: it is a fact that plumbing leaks. You must deal with this eventually. It’s up to you to figure out how to deal with it. Many times, a home warranty will cover your plumbing so you will not have to deal with the problems that come along with it but, rather, hire a professional to deal with it. Whether you get a cold snap that bursts your pipes or your hot water heater busts open, spilling water all over your flooring, a home warranty will help take care of your problems. Plus, a home warranty would help pay for carpet cleaning services if the plumbing causes your carpet to be saturated with water.

Typically, it is not difficult to negotiate a home warranty when you purchase a home. Simply ask for. Having a home inspection done prior to purchasing may increase your chances of getting a warranty. If you find something in the inspection that needs fixing, ask for a warranty. Usually, the seller will want to close the deal and will be willing to pay for the warranty for you. This is especially true in cases where the seller is desperate to sell the home. Either way, it never hurts to ask.

Save Money with These Plumbing Tips

Save Money with These Plumbing Tips


If you have ever had a simple problem that you have hired a professional plumber for, you know just how expensive the entire experience can be. If you prefer to save a little money by learning to take care of your own plumbing problems, this article is for you. We will help you learn what you need to do to solve some of your own plumbing problems.

Never use the liquid cleaning supplies that are made for clearing clogs. These cleaners can harm your pipes as they flow through. Instead of using these liquids, try using a plunger or a plumbing snake to unclog your drains. These were not harm your pipes and tend to be more effective. Always try this before you call a plumber since they will probably use these exact same methods for cleaning out your pipes.

If the water from your faucet is coming out black, it is likely that you have issues with magnesium and iron in your water. Your best bet is to call a company that deals in softening water to come out and check your water. It is likely they will be able to fix your problem through adding a water softener.

Make sure that all your overflow holes are debris free. These holes are they are to ensure your sink will not overfill. This means you can have big problems if they are blocked. Every time you clean your sinker do maintenance on it, make sure you clean out the overflow holes.

Calling a professional plumber to come take care of your plumbing needs is many times an unnecessary and expensive call to make. Many times, you can fix the problem yourself. The next time you find yourself needing plumbing repairs, come back to this article and try to solve the problem yourself. You may surprise yourself on how much you can do without the help of a professional plumber.

Preparing Your Home for a Security System

Preparing Your Home for a Security System


Crime today is more rampant than ever. Every day, home owners lose their possessions to home intruders. Losing material things is bad enough, but the thought of losing a family member or pet is unthinkable. Feeling threatened and the loss of peace lingers long after intruders leave your home. Many people are turning to home security installations to help defend their home and property. There are several things you can do to prepare your home for installation.

Before you get a home security system installed, take a walk around your home. Search for areas that you think may offer an intruder an easy entrance into your home. Look for broken locks on windows and doors. If you find weak points, fix them.

Consider your children and pets when you decide where the control panels should be installed. Both tend to be curious and will want to check out anything new. Make sure your unit is installed well above the reach of curious hands and falls. Also, keep in consideration if your children sleepwalk or tend to wake up and wonder around the home while you’re sleeping. Talk with your home security representative for suggestions to guard against your child or pet setting off the system accidentally.

Consider your landscaping if motion lights or motion sensors will be installed as part of your system. You need to decide if you want the sensors to be hidden or in full view. You may need to cut back some bushes or rearrange flowerbeds to accommodate the equipment.

Think about the wiring of your home installation system. Though the installer will do the actual wiring, it is best to check ahead of time and make sure the basic components for the system are working properly. You will need to know ahead of time how much rewiring is going to have to be done to add the security system. For example, if the system has motion sensors or an alarm, it will have different needs with wiring that a system that has cameras. Furthermore, if you have a camera system monitoring only the outside of the home, it will require different things than one that also monitors the inside rooms. Also, keep in mind that a hardwired security system must go through the walls in the home. These work better, but they were likely be areas of wall that need to be patched up and repaint it after installation is complete. If you have an unfinished basement, your house will be easier to wire than one that has a finished basement.

With a little planning and decision-making ahead of time, home security installation will not turn into a problem. From a multisystem that also guards against fires or medical emergencies, to your basic system that sounded alarm if there is a break-in, a home security system can go a long way in giving you peace of mind.

Keeping Your Home Secure

Keeping Your Home Secure


There are many ways that these can get into your home, still your property, and perhaps even hurt you or your family. However, making your home secure is not rocket science. There are many simple things that you can do in and around your home to keep you and your family safe. These include:

  1. Replace the locks in your new home: when you purchase a new home, never simply accept the keys given to you by the previous owner. The simplest way that someone can break into your home is by walking through the front door using the keys. You have no way to know how many other people may have copies to the keys to your home. The best thing for you to do is simply change the locks.
  2. Hide your key on the dog: most people like to hide a spare key to their home under a mat or rock outside their home. It is always important to keep a spare key somewhere easy to get to in case you lose the one you have and are locked out of the home. There are many situations where a spare key may come in handy. However, when you hide one under the mat, you are not choosing the safest place to do so. A thief will simply have to lift the mat and take the key out, then open the door. A great idea would be to put your spare key on your dog’s collar. This works best if you have a doggie door. The dog stays inside most of the time, but comes out through the pet door if you need to key. Most people fear dogs too, so they will not attempt to take your key off the collar.
  3. Keep your bushes trimmed: unkempt bushes are one of the favorite hiding places for burglars. They may hide in your bushes waiting for you to leave to break in or for you to open the door so they can break in. You may think your bushes are beautiful, but they threaten your home security. Keep them trimmed, especially near your doors and windows.
  4. Keep your valuables out of sight: you do not want to attract thieves to your home because they see your valuables easily from your sidewalk. Walk out to your sidewalk and look into your home. If you can see your TV, computer, or other valuables through the window or doors, so can the thieves. Move them somewhere in the home where they are not so visible if possible. If not possible, make sure your windows stay covered.

When it comes to keeping your home safe, there is no need to install sophisticated technology or spend a lot of money on guards just to be safe. Most of the time, the simple tips like the ones above are enough to help keep your home safe for little to no cost.

Using Spray Foam Insulation

Using Spray Foam Insulation


Spray foam insulation is a great way for homeowners to save money on their power bills. There are a lot of benefits to using spray foam polyurethane spray insulation instead of the cheaper fiberglass or blown in cellulose. There are many businesses that will offer you closed cell polyurethane foam as insulation to give you an airtight seal that may save you as much is 50% on your power bills.

Spray foam insulation can expand up to 30 times its liquid volume, giving you a 6.4+ R-value per inch. Selling your doors and windows, along with other places in the home, when not only lower your power bill that may allow you to downgrade your heating and cooling system. Even turning your thermostat up or down 1° can save you 5% or more on your utility bills.

Closed cell spray foam insulation does not degrade over time like fiberglass and cellulose to, making this a one-time cost. This kind insulation will raise your homes worth as well since it strengthens all the substrates. This makes this even more of a long-term money saver.

This kind of insulation also gives a great barrier against moisture and water harm. The closed cell polyurethane foam insulation provides an airtight seal that makes your property moisture resistant, preserving wood and preventing rot. It can also keep your wood floors from buckling. This kind of insulation is suitable for cold, windy, and wet climates. It supplies a consistent air barrier and it’s a adhesion meets the UL class I recommendations. You also save money over time by moisture proofing the house with this insulation, preventing mold, mildew, and allergens from growing.

As you can see, there are many benefits to using closed cell spray foam insulation in your home. Though the upfront costs may be a little bit more, the savings over the years makes it well worth the cost.


About Home Buyer Guru


At home buyer guru, we want to help every homeowner learn how to best care for their home and property. Our goal is to become your go to place for online resources and valuable information in regards to upkeeping your home. You will find a lot of articles here to help you with all your home maintenance needs.

Let us start off by first saying, congrats on your new home! Buying a home is a big part of what the American Dream is all about. A home where you can enjoy life with your family, host dinners and parties with your friends, raise your children, and simply call your own. There are so many benefits to home ownership, such as the ability to personalize your living space and building up equity, but it also brings along the need for regular maintenance. Our goal in this blog is to come alongside you with helpful information for you to use in improving, maintaining, and enjoying your home.

We hope you will follow our blog and come back regularly to learn new tricks and tips to keep your home in great condition. Your home is your castle, so treat it as such.